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jkeyz15 wrote:Yes, and for an encompassing, not so informative, but generalizing statement; you could say that という can refer to the actual statement itself, and it 'generalizes' things.
For the part about toiu refering to the statement/word itsel, Tae Kim, as always, has an article on this in his GuideToJapanese. It was encorporated from his blog entry at nihongo.3yen.com